Is It Really Possible To "Skip" a Mortgage Payment?

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Is It Really Possible To "Skip" a Mortgage Payment?

It is really possible to skip a mortgage payment with a government refinance program? When you refinance a loan into an approved loan program, it is often allowed for the homeowner to defer one or more payments. This deferring a payment frees up cash flow for many people who use the money to pay off bills, do home improvements or go on vacation. The good news is that there are no regulations on how you will use the money - use it however you want!

Step 1

Indicate how many payments you are interested in deferring

Step 2

Submit your information for consideration

Step 3

Be contacted with information regarding your scenario

Average Mortgage Payment By Income

Income before taxes:

Average monthly mortgage payments, Consumer Expenditure Survey 2015

We have created this website to help people just like you learn more about what government mortgage programs are available and how they can:

  1. get a lower monthly payment
  2. get a lower interest rate - saving thousands of dollars over the life of a loan
  3. defer one or maybe more monthly mortgage payments
  4. get a refund for whatever is remaining in their escrow accounts

It is not uncommon for people who switch into a government mortgage program to free up some monthly cash flow by deferring a mortgage payment and getting a refund - as well as lowering their monthly mortgage payment which can easily add up to thousands in savings over the life of the loan.

There's no obligation to homeowners when inquiring about deferring a mortgage payment - this service is free to consumers and offers easy and fast comparisons. It takes about two minutes, and the service is 100% free. Find out what your individual scenario will look like today!

Government Mortgage Programs: Designed To Help The American Homeowner

Government mortgage programs are popular when people buy a house. But did you know that there are special government programs available for people who currently own their home and locked into a higher-than-market interest rate?

Just a few of the more popular Government refinance programs include HARP (Home Affordable Refinance Program), FHA streamline and the VA IRRRL (commonly referred to as the "VA streamline").

When participating in each of the above programs, its possible to defer one (or possibly more) mortgage payments as well as get a refund for whatever is left in your escrow account - as a fully-funded escrow account will be set up with your new loan.

With hundreds of mortgage lenders and brokers available, it can take consumers hours to contact each one separately and request more information about deferring a mortgage payment and refinancing with a government refinance program designed to put them in a lower interest rate with a lower payment.